NEED HELP?
Let's sort that out
Getting help with the Payap app
Need some help? No sweat. In your Payap app, go to “My Payap” and drop your details in the “Report issue” form. We’ll get you sorted.
How to pay with Payap
Where to pay with Payap
Getting help with the Payap app
Need some help? No sweat. In your Payap app, go to “My Payap” and drop your details in the “Report issue” form. We’ll get you sorted.
How to pay with Payap
Where to pay with Payap
Getting help with the Payap app
Need some help? No sweat. In your Payap app, go to “My Payap” and drop your details in the “Report issue” form. We’ll get you sorted.
How to pay with Payap
Where to pay with Payap
Available on iPhone and android
Whether you're team iPhone or team Android, you can download Payap for free. You just need a compatible phone and operating system (which you can check in the App Store or Google Play Store).
No fees here
How QR code payments work
QR codes and EFTPOS terminals
Keeping transactions and data secure
Internet connection requirements
Setting spending limits
Deleting your Payap account
Available on iPhone and android
Whether you're team iPhone or team Android, you can download Payap for free. You just need a compatible phone and operating system (which you can check in the App Store or Google Play Store).
No fees here
How QR code payments work
QR codes and EFTPOS terminals
Keeping transactions and data secure
Internet connection requirements
Setting spending limits
Deleting your Payap account
Available on iPhone and android
Whether you're team iPhone or team Android, you can download Payap for free. You just need a compatible phone and operating system (which you can check in the App Store or Google Play Store).
No fees here
How QR code payments work
QR codes and EFTPOS terminals
Keeping transactions and data secure
Internet connection requirements
Setting spending limits
Deleting your Payap account
Small Print
*Payap requires a compatible device and operating system.
^To pay with Payap, you’ll need to have a New Zealand bank account that can be linked with Payap through open banking or through a Visa or Mastercard debit card. Mastercard is a trademark of Mastercard International Incorporated. Visa is a trademark owned by Visa International Service Association and used under license.
⁺Your bank’s fees will continue to apply.
Payap Terms of Use apply. Internet access required for Payap. Maintenance sometimes required. Payap is only available in New Zealand for payments between New Zealand bank accounts.
iPhone is a trademark of Apple Inc., registered in the U.S. and other countries and regions. App Store is a service mark of Apple Inc. Android and Google Play are trademarks of Google LLC.
Small Print
*Payap requires a compatible device and operating system.
^To pay with Payap, you’ll need to have a New Zealand bank account that can be linked with Payap through open banking or through a Visa or Mastercard debit card. Mastercard is a trademark of Mastercard International Incorporated. Visa is a trademark owned by Visa International Service Association and used under license.
⁺Your bank’s fees will continue to apply.
Payap Terms of Use apply. Internet access required for Payap. Maintenance sometimes required. Payap is only available in New Zealand for payments between New Zealand bank accounts.
iPhone is a trademark of Apple Inc., registered in the U.S. and other countries and regions. App Store is a service mark of Apple Inc. Android and Google Play are trademarks of Google LLC.
Small Print
*Payap requires a compatible device and operating system.
^To pay with Payap, you’ll need to have a New Zealand bank account that can be linked with Payap through open banking or through a Visa or Mastercard debit card. Mastercard is a trademark of Mastercard International Incorporated. Visa is a trademark owned by Visa International Service Association and used under license.
⁺Your bank’s fees will continue to apply.
Payap Terms of Use apply. Internet access required for Payap. Maintenance sometimes required. Payap is only available in New Zealand for payments between New Zealand bank accounts.
iPhone is a trademark of Apple Inc., registered in the U.S. and other countries and regions. App Store is a service mark of Apple Inc. Android and Google Play are trademarks of Google LLC.
Small Print
*Payap requires a compatible device and operating system.
^To pay with Payap, you’ll need to have a New Zealand bank account that can be linked with Payap through open banking or through a Visa or Mastercard debit card. Mastercard is a trademark of Mastercard International Incorporated. Visa is a trademark owned by Visa International Service Association and used under license.
⁺Your bank’s fees will continue to apply.
Payap Terms of Use apply. Internet access required for Payap. Maintenance sometimes required. Payap is only available in New Zealand for payments between New Zealand bank accounts.
iPhone is a trademark of Apple Inc., registered in the U.S. and other countries and regions. App Store is a service mark of Apple Inc. Android and Google Play are trademarks of Google LLC.
© Bank of New Zealand 2025
© Bank of New Zealand 2025
© Bank of New Zealand 2025
© Bank of New Zealand 2025